In new-build property, notary fees are considerably lower. Estimate yours in a minute and see what you save compared with an older property.
The JL HOME selection
Notary fees on new-build properties
Selection based on information provided by the developer. Access conditions should be checked against your situation.
One example property available per development. Open a listing to see the unit shown and its price conditions.
Residence image · non-contractualPTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.
Expected delivery Q2 2029
Residence image · non-contractualPTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.
Expected delivery Q1 2029
Residence image · non-contractualPrice subject to access conditions, to be checked with your adviser.
PTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.
Expected delivery Q2 2029
Residence image · non-contractualPrice subject to access conditions, to be checked with your adviser.
PTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.
Expected delivery Q1 2029
Residence image · non-contractualPrice subject to access conditions, to be checked with your adviser.
PTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.
Expected delivery Q1 2029
Residence image · non-contractualPTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.
Expected delivery Q4 2029
In brief
In new-build property, notary fees amount to around 2 to 3% of the price (compared with roughly 7,5 to 8,5 % in existing properties), as the tax deduction is much reduced there. On a purchase of €250,000 represents around 6 250 € instead of ~18 750 €, that is nearly 12 500 € saving.
Your benefits
In off-plan purchases (VEFA), the tax portion, the heaviest of the costs, is greatly reduced, bringing the total down to around 2 to 3%.
You buy a home built to the latest energy standards, with builder’s warranties and no works to plan.
The gap with existing homes often amounts to several thousand euros, which you can redirect to your project.
Understand
The tax portion paid to the State and local authorities. It is the largest part, and the one that is reduced in new build.
Costs advanced by the notary to prepare your file (documents, formalities).
The notary's remuneration, set by a national scale.
Saving
| Property price | New-build (~2.5%) | Resale (~7.5%) | Your saving |
|---|---|---|---|
| 200 000 € | 5 000 € | 15 000 € | 10 000 € |
| 250 000 € | 6 250 € | 18 750 € | 12 500 € |
| 300 000 € | 7 500 € | 22 500 € | 15 000 € |
| 400 000 € | 10 000 € | 30 000 € | 20 000 € |
| 500 000 € | 12 500 € | 37 500 € | 25 000 € |
Indicative estimate: 2,5 % for new-build (range of 2 to 3 %) and 7,5 % for existing homes, the bottom of a 7,5 to 8,5 % range since the rise in transfer duties in April 2025. This increase does not apply to first-time buyers purchasing their main residence. The exact amount depends on the property and the notary.
Comparison
Example calculated by our tools: property at 250 000 €, household of 3 people in zone A, deposit 20 000 €, rate 3,5 % over 25 years.
Monthly payments including insurance (0.36% a year of the sum borrowed), notary fees financed. Resale: fees estimated at 7.5% of the price; a first-time buyer, not affected by the 2025 increase, would pay a little less. *New build + PTZ: monthly payment during the PTZ deferral period; indicative estimate, subject to eligibility. Understand the PTZ →
In practice
Strengthen your financing application and reassure your bank.
Often not included in new-build homes: a cost that soon adds up.
Wardrobes, paintwork, flooring, home automation: personalise your home.
Particularly useful for a furnished rental investment (LMNP).
Keep a safety margin once you have moved in.
Simulator
Enter the property price: your estimate appears instantly.
Sale price of the property, excluding furniture.
In new-build homes, acquisition costs (known as 'frais de notaire') are lower: around 2 to 3% of the price, compared with around 7.5 to 8.5% for existing homes.
6 250 €
Range of 5 000 € to 7 500 €New or old, for 250 000 €
5 000 € à 7 500 €
18 750 € à 21 250 €
In new-build homes, VAT is included in the price and registration duties are reduced. In existing homes, most departments have applied transfer duties of 5% since April 2025.
Partie pleine : bas de la fourchette. Partie hachurée : écart jusqu’au haut de la fourchette.
Indicative estimate, not contractual. This does not constitute a credit offer. Speak with a JL HOME adviser for a personalised assessment.
City by city
Estimate based on the median price of a new home observed in each town.
Your financing
Why JL HOME
PTZ, borrowing capacity, reduced new-build notary fees, selection and comparison of programmes from several developers: a JL HOME adviser prepares your purchase project with you, right up to signing. For the loan, they will direct you to the bank or credit broker of your choice.
Where to invest
Towns from our catalogue, ranked by number of developments available. Explore them one by one.
Frequently asked questions
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