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Ancien avec travaux

Denormandie Law: renovate in existing properties and reduce your tax

Combining the renovation of an existing home with a long-term letting project.

The JL HOME selection

Homes to consider for your project

Loi Denormandie

Selection based on information from the developer. The scheme's conditions and the applicable price should be checked for your project.

One example property available per development. Open a listing to see the unit shown and its price conditions.

L'ALCHIMIE, visuel 1Residence image · non-contractual
Cognac 16100

L'ALCHIMIE

€137,900Price provided by the developer · TVA to be confirmed

Price subject to access conditions, to be checked with your adviser.

PTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.

Property ref. B1.05
1 main room (T1, French classification) · 23.45 m²
Floor
Floor 1
Highlights
Aspect North-East
Floor plan preview for home B1.05Layout previewRequest the full plan of this home.

Expected delivery Q3 2028

Cour Rivoli, visuel 1Residence image · non-contractual
PONTIVY 56300

Cour Rivoli

€97,000Price provided by the developer · TVA to be confirmed

Price subject to access conditions, to be checked with your adviser.

PTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.

Property ref. A109
Studio · 18.85 m²
Floor
Floor 1
Highlights
Aspect North
Floor plan preview for home A109Layout previewRequest the full plan of this home.

Expected delivery Q2 2028

Coeur St Jean, visuel 1Residence image · non-contractual
CAEN 14000

Coeur St Jean

€189,400Price provided by the developer · TVA to be confirmed

Price subject to access conditions, to be checked with your adviser.

PTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.

Property ref. 1-06
2 main rooms (T2, French classification) · 27.67 m²
Floor
Floor 1
Highlights
Aspect North-East
Floor plan preview for home 1-06Layout previewRequest the full plan of this home.

Expected delivery Q4 2028

L’Alexandra Vichy Denormandie, visuel 1Residence image · non-contractual
Vichy 03200

L’Alexandra Vichy Denormandie

€146,000Price provided by the developer · TVA to be confirmed

Price subject to access conditions, to be checked with your adviser.

PTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.

Property ref. 15
1 main room (T1, French classification) · 25.56 m²
Floor
Floor 1
Highlights
Aspect South / North

Expected delivery Q4 2026

Domaine des Lumières, visuel 1Residence image · non-contractual
EU 76260

Domaine des Lumières

€171,000Price provided by the developer · TVA to be confirmed

Price subject to access conditions, to be checked with your adviser.

PTZ possibly available for this property: main residence, subject to income conditions, first-time buyer status and bank approval.

Property ref. E23MH
Studio · 23.09 m²
Floor
Floor 2
Highlights
Aspect North · Parking inclus
Floor plan preview for home E23MHLayout previewRequest the full plan of this home.

Expected delivery Q4 2028

How it works

How it works, in plain terms

La réduction d’impôt Denormandie concerne certains logements anciens rénovés ou locaux transformés en habitation. Le bien doit se trouver dans une commune éligible, les travaux représenter au moins 25 % du coût total de l’opération et le logement être loué nu comme résidence principale, sous conditions.

Build your project

What matters before you choose

01

Une adresse éligible

Le dispositif est réservé à certaines communes ou copropriétés en difficulté. Vérifiez l’adresse avant de retenir un bien.

02

Des travaux encadrés

Les travaux doivent atteindre au moins 25 % du coût total de l’opération et répondre aux critères prévus par le dispositif. Leur nature et leur calendrier sont à contrôler.

03

Une location sous conditions

Le logement est loué nu comme résidence principale, avec des plafonds de loyer et de ressources du locataire. L’engagement initial de location est de six ou neuf ans, avec prorogation possible selon le cas.

Selon Service Public, les investissements concernés peuvent être réalisés jusqu’au 31 décembre 2027. La réduction dépend du respect de toutes les conditions ; faites vérifier la commune, les travaux et le plan de location avant l’achat.

Worked example · illustrative assumptions

See the effect of duration on the same project

Hypothetical example: 150 000 € acquisition and 50 000 € of eligible works, for 45 m². Works account for 25 % of the total and the base used is 200 000 €. Over nine years, the theoretical reduction is 36 000 €, or 4 000 € a year, before limits linked to your income tax and tax niches.

Replace this example with my figures →
4 000 € / anOver nine years in this example, eligible in mainland France. The usable reduction depends on your available tax.

Your conversation with JL HOME

From the first figure to choosing the home

The simulator provides an initial baseline. To move forward, we review your objective, your budget and the type of transaction you are considering. Your project documents then help refine the assumptions and the points requiring validation.

01

Your situation

Holding period, income needs, financing capacity and taxation: explain what you expect from the investment.

02

The property project

Location, price, any works, lease and management: review the property documents before choosing a scenario.

03

Figures to be confirmed

Refine the budget and have the tax, accounting and legal aspects confirmed with the relevant professionals.

Frequently asked questions

Before you start

Useful answers to help you place Loi Denormandie in your project.

Le Denormandie concerne-t-il les logements neufs ?

Non. Il vise un logement ancien avec travaux d’amélioration ou un local transformé en logement, dans une zone éligible.

Les travaux suffisent-ils pour obtenir la réduction d’impôt ?

Non. La localisation, la part et la nature des travaux, le délai de réalisation, la location nue et les plafonds applicables doivent aussi être respectés.

Why does 12 years not mean 21% divided by 12?

The reduction is spread at 2% of the base per year during the first years, then at 1% per year during the extension from the tenth to the twelfth year. The simulator shows these two periods.

What happens if my tax is lower than the reduction?

The usable share is limited by your tax liability and the cap on tax reliefs. An unused reduction does not constitute a refund. The operation should therefore be sized to your situation.

Compare the options

Keep considering your options

Official sources consulted for this edition of 8 October 2026

Which project for your property portfolio?

Share your goal with JL HOME to explore a selection suited to your situation.

Your project begins here

What if this year were the right ?

Tell us what you are looking for. A JL HOME adviser will review your budget, then present the new-build developments that match your project, compared home by home.

Or call 06 38 76 14 85 or write on WhatsApp

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