Saint-Denis · 97490

FLOÉ

Property development

Your home from€122,800VAT 8.5% · subject to conditionsHome price ref. 06 · Apartment · 1 main room (T1, French classification) · 22.49 m²Excluding notary fees. Developer data synchronised on 31 October 2026; price and availability to be confirmed with your adviser.

Schemes and conditions

Applicable schemes to the dwellings remain to be confirmed. No benefit is guaranteed on price alone.

View properties and prices Request the plans

A JL HOME adviser compares the homes with you and checks every detail before any decision.

Programme visual · non-contractual illustration

The 3 photos

A development to discover, a home to choose. Find the floor areas, prices and plans available, then speak with your JL HOME adviser.

Explore the residence

Homes available: 4
Floor areas: 22.49 to 28.59 m²
expected date, to be confirmed: Q3 2026
Developer: Okare

Understand this programme

FLOÉ is a new-build development in Saint-Denis (97490), offered by Okare. The selection includes 4 available new homes from 22.49 to 28.59 m²: 1 main room (T1, French classification).

Prices start at €122,800 (VAT 8.5%, subject to conditions), excluding notary fees. The price and availability of the chosen property remain to be confirmed. Expected date, to be confirmed : Q3 2026.

In the list below, a 'lot' refers to one home. Compare its floor area, floor and price, then request the plan to see its layout.

Choose your home

4 homes available

Filter by type, sort by price or floor area, compare up to 3 homes and open the plan of the home you are interested in.

Entry price: VAT 8.5% · subject to conditions. Excluding notary fees.

Sort

The VAT rate, and therefore the price, depends on your situation and on the property.

Other prices : A specific tax scheme, to be confirmed with your adviser according to your circumstances.

4 homes shown out of 4

Reference 06

Apartment · 1 main room (T1, French classification)

Surface area: 22,49 m²
Floor: Floor 1
Expected delivery: Q3 2026 · to be confirmed

VAT 8.5%: €122,8005,460 €/m²; Depending on your circumstances, to be confirmed with your adviser

Understanding the home purchase aid (PTZ)

Zero-interest loan: estimate up to €61,400

for a household of 1 person, depending on your income

Indicative amount, to be checked against your project and your eligibility.

Estimate my PTZ for this home

I'm interested in this home

View the plan Calculate my monthly payment

Reference 24

Apartment · 1 main room (T1, French classification)

Surface area: 26,42 m²
Floor: Floor 4
Expected delivery: Q3 2026 · to be confirmed

Floor plan on request

VAT 8.5%: €144,9005,484 €/m²; Depending on your circumstances, to be confirmed with your adviser

Understanding the home purchase aid (PTZ)

Zero-interest loan: estimate up to €67,500

for a household of 1 person, depending on your income

Indicative amount, to be checked against your project and your eligibility.

Estimate my PTZ for this home

I'm interested in this home

Request the plan Calculate my monthly payment

Reference 08

Apartment · 1 main room (T1, French classification)

Surface area: 24,99 m²
Floor: Floor 2
Expected delivery: Q3 2026 · to be confirmed

Floor plan on request

VAT 8.5%: €150,7006,030 €/m²; Depending on your circumstances, to be confirmed with your adviser

Understanding the home purchase aid (PTZ)

Zero-interest loan: estimate up to €67,500

for a household of 1 person, depending on your income

Indicative amount, to be checked against your project and your eligibility.

Estimate my PTZ for this home

I'm interested in this home

Request the plan Calculate my monthly payment

Reference 54

Apartment · 1 main room (T1, French classification)

Surface area: 28,59 m²
Floor: Floor 3
Expected delivery: Q3 2026 · to be confirmed

Floor plan on request

VAT 8.5%: €154,6005,407 €/m²; Depending on your circumstances, to be confirmed with your adviser

Understanding the home purchase aid (PTZ)

Zero-interest loan: estimate up to €67,500

for a household of 1 person, depending on your income

Indicative amount, to be checked against your project and your eligibility.

Estimate my PTZ for this home

I'm interested in this home

Request the plan Calculate my monthly payment

The residence in pictures

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Images not contractually binding.

Where is the programme located?

Saint-Denis · 97490

The exact address and location of your property are to be confirmed with the adviser.

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To check for everyday life

Your journey to work, transport, shops and schools, according to your needs.

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Your JL HOME adviser

Floor plans, prices and clear answers

Are you interested in development FLOÉ? An adviser will call you back to check the homes available and help you understand the documents.

You submit your request.Enter your number and your callback preference.
We are checking the information.Availability, prices, orientation of the homes and support (PTZ, financing). Available plans and documents are to be confirmed.
You decide what happens next.Ask your questions and choose whether you wish to proceed. No booking is made here.

A discussion about this programme and your search
Prices and availability to be confirmed with your adviser

Request the plans and a callback

An adviser will answer your questions. Email and budget are optional.

FLOÉ

Saint-Denis · 97490

From €122,800

VAT 8.5% · subject to conditions

Expected date, to be confirmed : Q3 2026

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Prepare your budget

The property price is a first step. Notary fees and financing must also be taken into account.

Estimate a monthly payment and understand possible support schemes

Your financing

Estimate your monthly payment

An instant estimate, no sign-up required. Refine with your income to include your interest-free loan.

The lotYour deposit (€)

Estimated monthly payment

668 € /month

Capital financed 125 870 € · of which insurance 38 €/month

Notary fees included: ≈ 3 070 € (new, approximately 2.5% of the price).

Assumptions: indicative market rate, June 2026 3,5 % · insurance 0,36 % included · term 25 years (up to 27 years for a VEFA).

Non-contractual estimate, which does not constitute a credit offer.

Speak to an adviser

Become a homeowner

Help for your first purchase

Becoming a homeowner with a new-build property is often more accessible than many people think. Depending on your project, several schemes may apply. An adviser will review the options with you.

Zero-rate loan (PTZ)
Depending on your circumstances and zone, the PTZ may help fund part of your main home in new build, interest-free.
Reduced VAT
In certain eligible areas, buying new may benefit from a reduced VAT rate, subject to income conditions and for a main residence.
Bail réel solidaire (BRS)
To become an owner at a controlled price, the BRS separates the land from the building, in the developments concerned.

These schemes depend on your situation and on the programme. No eligibility is guaranteed here: only a conversation can verify it.

Check my support options with an adviser

Frequently asked questions

Everything you need to know about FLOÉ

What is the price of the new-build home in the FLOÉ development?

Prices shown for FLOÉ start at €122,800 (VAT 8.5%, subject to conditions), excluding notary fees. The price depends on the home and the purchase scheme; the conditions are stated in the list of homes.

Which homes are available in the FLOÉ development?

The selection includes 4 available new homes from 22.49 to 28.59 m²: 1 main room (T1, French classification). Breakdown: 1 main room (T1, French classification): 4 homes.

Where is the FLOÉ development located?

FLOÉ is located in Saint-Denis (97490). The exact address and access arrangements must be confirmed with the adviser before a visit.

When is the FLOÉ development due for delivery?

Expected date, to be confirmed : Q3 2026. A forecast date does not confirm that the home has been delivered. The adviser checks progress and the date applicable to the chosen home.

Is FLOÉ eligible for the zero-interest loan (PTZ)?

FLOÉ is in zone B1. Some homes may allow you to apply for a PTZ for a main residence, subject to income and personal circumstances. Eligibility of the home and your household must be checked with the adviser and the bank.

Can you buy to let in the FLOÉ development?

For FLOÉ, the possibility of buying to let depends on the home’s purchase scheme. A price reserved for a main residence does not apply to a buy-to-let purchase. Your adviser will check the rental conditions, expected rent, charges and tax treatment with you.

How do I get the plans and check whether a home is available?

Choose a home from the list, then request its floor plan. In the form, enter your contact details and, if you wish, the time you would prefer to be called back. A JL HOME adviser checks availability, price and the documents available. This request does not reserve the home.

To compare