Calculator tool · No sign-up required
Simulator Malraux
Calculate a Malraux reduction of 22% or 30%, taking into account expenses already claimed over four years.
Understand how it works and the conditions →Hypothetical example
Your result in detail
Reduction usable this year
- Theoretical reduction on these expenses
- 18 000 €
- Expenses taken into account this year
- 60 000 €
- Unused reduction, carry-forward possible over 3 years
- 10 000 €
Estimate limited to the assumptions below. It does not confirm the property’s eligibility and does not replace a tax study or a financing agreement.
Transparent method
What this tool calculates
Expenses taken into account = the lower of your annual expenses and the remaining balance of the €400,000 envelope over four years. Reduction = expenses taken into account × validated rate. The simulator distinguishes the share usable this year from the share whose carry-forward over three years can be considered.
Assumptions and limits of the calculation
- Modern authorisations regime (from 2017): eligible expenses actually paid, envelope of €400,000 over four consecutive years. The rate of 22% or 30% depends on the applicable protection and plan.
- Outside the global cap of 10 000 € for operations falling under the scheme since 2013. The three-year carry-forward depends on meeting the conditions and on your future tax liability. Unfurnished letting for nine years; works and authorisations to be checked.
Questions about the simulator
Is the result an offer or an eligibility confirmation?
No. The calculation is based on the assumptions entered and the method shown. The conditions of the property, the contract, your household and the financing must be checked before any decision.
Do you need to leave your details to see the result?
No. The simulator works without registration. The figures you enter are used for the calculation in your browser; you then choose whether to contact JL HOME.
What is the calculation method?
Expenses taken into account = the lower of your annual expenses and the remaining balance of the €400,000 envelope over four years. Reduction = expenses taken into account × validated rate. The simulator distinguishes the share usable this year from the share whose carry-forward over three years can be considered.
Continue the calculations
Official sources used for the method
