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Simulator LMNP at the réel regime

Estimate the taxable result, the usable depreciation and the cash flow of a furnished rental.

Understand how it works and the conditions →

The figures for your project

The pre-filled values are a hypothetical example. Replace them with your own amounts, then run the calculation. Your entries remain on this page.

Property tax (taxe foncière), CFE, insurance, upkeep, accounting and management costs remain your responsibility.
Pour le résultat fiscal ; déjà inclus dans la mensualité de trésorerie.
To be clarified with your accountant. Land is not depreciated.
Your most recent income tax band, not your withholding tax rate.

Hypothetical example

Your result in detail

200 €

Annual taxable result under the régime réel

Estimated income tax and social contributions per year
97 €
Estimated monthly cash flow
-8 €
Depreciation deducted this year
4 500 €
Depreciation not used this year
0 €
Deficit excluding depreciation for the year
0 €

Estimate limited to the assumptions below. It does not confirm the property’s eligibility and does not replace a tax study or a financing agreement.

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Transparent method

What this tool calculates

Result before depreciation = annual rents − charges − interest. Deductible depreciation is capped at the positive result. The estimated income tax at constant marginal rate (TMI) and social contributions are applied to the taxable result. Cash flow deducts the charges paid, the estimated tax and the loan instalments.

Assumptions and limits of the calculation

  • Non-professional furnished letting under the réel (actual income) regime, without affiliation to social security contributions. Depreciation entries must be validated by your accountant.
  • IR calculated at a constant TMI and social contributions of 18.6%. Excluding prior carry-forwards, deductible CSG, bracket effects and resale taxation.
  • Cash flow deducts the monthly loan repayment only once. Enter all charges paid, including property tax, CFE, accounting, maintenance and insurance. Vacancy and revaluations are excluded.

Questions about the simulator

Is the result an offer or an eligibility confirmation?

No. The calculation is based on the assumptions entered and the method shown. The conditions of the property, the contract, your household and the financing must be checked before any decision.

Do you need to leave your details to see the result?

No. The simulator works without registration. The figures you enter are used for the calculation in your browser; you then choose whether to contact JL HOME.

What is the calculation method?

Result before depreciation = annual rents − charges − interest. Deductible depreciation is capped at the positive result. The estimated income tax at constant marginal rate (TMI) and social contributions are applied to the taxable result. Cash flow deducts the charges paid, the estimated tax and the loan instalments.

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