Calculator tool · No sign-up required

Simulator Bail réel solidaire (BRS)

Compare your resources with the 2026 BRS ceiling, according to the area and the exact category of your household.

Understand how it works and the conditions →

Methodology and sources updated 8 October 2026 · JL HOME team

The figures for your project

The pre-filled values are a hypothetical example. Replace them with your own amounts, then run the calculation. Your entries remain on this page.

Sum of reference tax incomes for N−2 (€)For 2026: 2024 income of future occupants, as shown on the 2025 tax notices.

Home zoneCheck the commune against the official zoning before relying on a result.

Household categoryCat. 3: 3 people, or 1 + 1 dependant, young household, or 2 including 1 with a disability. Cat. 4: 4, or 1 + 2 dependants, or 3 including 1 with a disability. Cat. 5: 5, or 1 + 3 dependants, or 4 including 1 with a disability. Cat. 6: 6, or 1 + 4 dependants, or 5 including 1 with a disability. Young household: couple whose combined ages do not exceed 55.

Additional persons beyond category 60 except for a household in category 6 with additional persons, to be confirmed with the OFS. 0 à 20.

Hypothetical example

Your result in detail

Income below the ceiling entered

38 844 €

Income ceiling 2026

Margin below the income ceiling: 3 844 €

Estimate limited to the assumptions below. It does not confirm the property’s eligibility and does not replace a tax study or a financing agreement.

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Transparent method

What this tool calculates

The ceiling is read from the 2026 BRS table for the selected category and zone, increased by the supplement per additional person where applicable. The simulator then compares this ceiling with the sum of the RFR entered. It does not address the other BRS conditions.

Assumptions and limits of the calculation

Means test only, based on the sum of the N−2 reference tax incomes (RFR) of the persons intended to occupy the property: 2024 income on 2025 notices for a purchase in 2026. The household category does not always correspond to the number of persons.
The OFS checks the category, any eligible recent income, main residence, other conditions and the ground rent (redevance foncière). This result is neither an allocation nor a full validation of the BRS.

Questions about the simulator

Is the result an offer or an eligibility confirmation?

No. The calculation is based on the assumptions entered and the method shown. The conditions of the property, the contract, your household and the financing must be checked before any decision.

Do you need to leave your details to see the result?

No. The simulator works without registration. The figures you enter are used for the calculation in your browser; you then choose whether to contact JL HOME.

What is the calculation method?

Continue the calculations

Official sources used for the method