Category
PTZ & first-time buyers
Everything about the prêt à taux zéro and home ownership in new builds.
Simulating your PTZ step by step in 2026: a complete guide for first-time buyers
Find out how to simulate your PTZ in 2026. Criteria, ceilings, steps and JL HOME tools to calculate your assisted loan.
Read the article →PTZ for a new build or existing property: the essential differences in 2026
PTZ for a new build or existing property? Discover the differences in ceilings, zones, conditions and timescales. Complete guide with practical examples.
Read the article →PTZ 2026: is a deposit required? Complete guide for first-time buyers
PTZ without a deposit possible in 2026? Discover the actual conditions, the alternatives and how to maximise your buying power in new build.
Read the article →PTZ 2026: full scale by zone, ceilings and eligibility conditions
PTZ 2026: discover price ceilings and loan proportions by zone (A bis, A, B1, B2). Conditions, calculation and JL HOME simulator.
Read the article →PTZ 2026: conditions, amounts and how it works in full
The 2026 zero-interest loan for new-build homes: who can benefit, eligible zones, income ceilings, loan proportions, deferral periods and combinations. Full guide verified by JL HOME.
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